Financing
Acquisition and refinance debt for Southern California commercial property through WCA Mortgage Brokerage: institutional, private and alternative lenders, matched to the asset and the business plan, starting with a lender-fit read.
With Francisco Williams, CCIM. Call (213) 880-8107.
Overview
Financing is won or lost in the framing: the same building, presented two ways, prices differently. Lenders underwrite the story of the deal — the sponsor, the plan, the exit — before they underwrite the collateral.
All lending and origination work runs through WCA Mortgage Brokerage — stated on every page it touches, because clarity about who does what is the first term of any capital relationship. The desk covers institutional, private, and SBA-adjacent paths, and pairs with the brokerage side when the financing question is really a buy-or-sell question in disguise.
The deliverable that matters is the lender-fit read: which pools actually want your deal this quarter, at what structure, and what the realistic close timeline looks like — before you spend application fees finding out the slow way.
Our Capabilities
Institutional Lending
Agency, CMBS, bank, and portfolio lending across all property types
Private Lending
Bridge loans, hard money, and short-term capital through WCA Mortgage Brokerage
Alternative Capital
Mezzanine debt, preferred equity, and structured finance solutions
Refinancing
Rate optimization, cash-out refinance, and loan restructuring
Our Process
How We Work
A disciplined, transparent approach from initial assessment through execution.
Consult
Understand your financing needs and investment objectives
Match
Connect you with the right lender from our network
Package
Prepare your loan application with supporting documentation
Close
Coordinate through underwriting to funding
Integrated Platform
Related Services
Our divisions work together to deliver comprehensive solutions.
Frequently Asked
Questions about Financing
Who can help me finance or refinance a commercial property in Los Angeles?
Francisco Williams, CCIM connects commercial owners and buyers with institutional, private and alternative lending options through WCA Mortgage Brokerage, for acquisitions and refinancing across Southern California. The first deliverable is the lender-fit read: which pools want the deal this quarter, at what structure, and on what timeline, before application fees are spent. Rates, proceeds, terms and closing dates are subject to lender underwriting and approval. Direct line (213) 880-8107.
How is WCA paid for arranging a loan?
Compensation for arranging the loan is set in a written engagement with WCA Mortgage Brokerage and disclosed before you sign; it depends on the loan, so it is not quoted here. The lender-fit read comes before any application: which pools want the deal this quarter, at what structure, and on what timeline. Rates, proceeds, terms and closing dates are subject to lender underwriting and approval.
What commercial real estate financing does WCA arrange?
Through WCA Mortgage Brokerage, WCA connects investors with institutional, private, and alternative lenders for acquisitions and refinancing. That spans agency, CMBS, bank, and portfolio lending; bridge and short-term capital; mezzanine debt; and rate-optimization or cash-out refinancing. Where preferred equity belongs in the capital stack, WCA advises on structure only; WCA does not provide securities placement services. Rates, proceeds and terms are subject to lender underwriting and approval.
What property types and areas does WCA finance?
Multifamily, retail, industrial, office and mixed-use across Southern California, for acquisitions, refinancing, bridge and transitional loans, construction financing and mezzanine debt, through WCA Mortgage Brokerage.
How does WCA match a loan request to lenders?
WCA draws on lender relationships built over years of activity in the Southern California market, matching each acquisition or refinance to the lender best suited to the asset and business plan — then packaging the application and coordinating through underwriting to funding. Terms are subject to lender underwriting and approval and are not guaranteed.
Is WCA a lender?
No. WCA is not a lender. Loan brokerage runs through WCA Mortgage Brokerage, which arranges debt with third-party lenders; rates, proceeds, terms and closing dates are subject to lender underwriting and approval. It pairs with the brokerage side when the financing question is really a buy-or-sell question in disguise.
How do I start?
Share the property address, the acquisition or refinance objective, the current loan terms and the income and expenses through the inquiry form on this page, or call the direct line, (213) 880-8107.
Start with your property and decision.
Property address, acquisition or refinance objective, current loan terms, income and expenses, and borrower information requested during intake.
Francisco Williams, CCIM
Executive Vice President · Williams Capital Advisors, powered by Exp Commercial of California, Inc.
CA Broker Lic. DRE 01979442 · NMLS #1858674 · Williams Capital Advisors DRE 02030467 · Exp Commercial of California, Inc. DRE 02134436
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